Bitch, bitch
Jan. 30th, 2008 07:12 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
nonionayDammit, I wish I understood how health insurance works. I read and I read and then it just doesn't work like I think it will. Just when I think it makes sense, it seems simple, I'm wrong. But hey, 141$ isn't that bad is it? At least they paid 75$ towards me getting my backside poked with a scalpel Another four office visits, and apparently I can start paying off my 500$ deductible. So why did they pay for part of it? If this thing I got in the mail isn't a bill, then where the hell is my bill? Why can't I just understand it?
I live a decent life. I've got a home, eat what I want, go to the occasional convention, and theoretically I have health care. But I just barely make ends meet. I can't save any money, and I sure as hell don't have any retirement stash. I don't want to have to get cancer to make my insurance worthwhile, and I also don't want to have to think, "hey, that cyst will go away on it's own, I don't need to spend 141$ I can't spare on a doctor's visit."
Oh, I can pay it, and I'm grateful I even have the chance. There's good people out there declaring bankruptcy because of health costs, and yes, children in Haiti eating dirt. I'm just pissy at our non-living-wage-paying, non-universal-health-care society, and I'm pissy at myself for being content with my non-living-wage job and putting all my hope-eggs in the I'm-gonna-have-writing-supplementary-income basket. Because seriously, even a couple thousand extra a year would cover my health worries and let me save a little bit. But to do that, I have to write. And I've just gone from finishing two TPBs of Transmetropolitan and getting hyped up and about to write, to opening my mail and seeing all that hyper Warren Ellis-fueled energy channeled into this dumb rant.
EDIT: My co-worker helped me understand the statement, so now I don't feel too ignorant. I was right when I thought my first four office visits were covered-- the surgery, however, I had to pay towards my deductible. Silly me, thinking there shouldn't be a difference. But hey, my tetanus shot wasn't mentioned!
...
I still want universal health care.
I live a decent life. I've got a home, eat what I want, go to the occasional convention, and theoretically I have health care. But I just barely make ends meet. I can't save any money, and I sure as hell don't have any retirement stash. I don't want to have to get cancer to make my insurance worthwhile, and I also don't want to have to think, "hey, that cyst will go away on it's own, I don't need to spend 141$ I can't spare on a doctor's visit."
Oh, I can pay it, and I'm grateful I even have the chance. There's good people out there declaring bankruptcy because of health costs, and yes, children in Haiti eating dirt. I'm just pissy at our non-living-wage-paying, non-universal-health-care society, and I'm pissy at myself for being content with my non-living-wage job and putting all my hope-eggs in the I'm-gonna-have-writing-supplementary-income basket. Because seriously, even a couple thousand extra a year would cover my health worries and let me save a little bit. But to do that, I have to write. And I've just gone from finishing two TPBs of Transmetropolitan and getting hyped up and about to write, to opening my mail and seeing all that hyper Warren Ellis-fueled energy channeled into this dumb rant.
EDIT: My co-worker helped me understand the statement, so now I don't feel too ignorant. I was right when I thought my first four office visits were covered-- the surgery, however, I had to pay towards my deductible. Silly me, thinking there shouldn't be a difference. But hey, my tetanus shot wasn't mentioned!
...
I still want universal health care.
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no subject
Date: 2008-01-31 06:34 am (UTC)When I was on medication it cost $340 per month. That didn't include the visits to the shrink for monitoring. Thus many insurance agencies won't cover, or try to weasel out of it. I'm currently dealing with my insurance which swore it covered ADHD.
Completely. Surprise, surprise they don't.